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No Spend Challenge (February 2017)


I have attempted many no spend days/weeks/months in the past but never actually managed to stick to them. However, this month money is quite tight so in an attempt to not go over my monthly budget I am determined to have a no spend month. I also want to be more in control of my money if that makes sense, of course I am the only one in control of spending it and I know when my bills are all due but I want to stick to a certain budget and hopefully save some money as I noticed I was impulse buying. It is so easy to mindlessly spend money on things I don't need, that hot chocolate at costa just because, a £5 scratch card for the sake of it. So a no spend challenge can really help evaluate what I need or want.

Early last year I discovered the 'On Trees' smartphone app which has helped me massively see where I am wasting my money. Over the months apart from December I have managed to get my spending down even though it's still been over my monthly budget I have seen a decrease over the months. This month I am hoping to keep it under the budget and not go over which I should be able to do if I don't spend anything other than the usual bills, groceries, petrol and Amelia's school costs and after school activities. I do have a nail appointment booked which is already paid for and I'm meeting with a friend for lunch but other than that I shouldn't need to spend any money. 

This means no takeaways, no Macdonalds drive thrus because I can't be bothered making lunch, no popping to the shops to pick up extra food other than milk and bread, no online purchases and no buying clothes (apart from school uniform if needed). For some this may seem easily manageable and you may do it every month but when you're used to living a lifestyle to your means then suddenly reducing your budget can be rather daunting. 

I hope to achieve this by:

- Not taking my card out with me 
- Only having £5 cash on me at all times in case of emergencies 
- Sticking to my meal plan so I don't order takeaways instead 
- Using my slow cooker more and what I already have in the freezer
- De-cluttering the house and selling unwanted item to keep busy and make some extra cash
- Finding things to do for free. As well as going to the park and for walks I will look for things to do with the kids which don't cost an arm and a leg to do!

I will keep you all updated and share my results at the end of the month and whether I managed to stick to it or not. 

I'd love to know if you are doing a no spend month as well or have done them in the past? Do you have any tips to share?

7 comments

  1. I can't even imagine leaving my house without my card! But I should start doing it, because I always end up buying things I don't need! x

    Ariadna || RAWR BOWS

    ReplyDelete
    Replies
    1. MY EX IS FINALLY BACK TO ME

      I was so depressed when my ex left me for another woman. it made me felt like i was not relevant and my heart and love life was seriously destroyed. i could not concentrate in anything i was doing. i went online and searched for help but could not find any genuine spell caster until i went to Ocala Florida to visit my aunt to ease the depression and loneliness. when i got to Florida, i explained to my aunt who then felt pity for me and told me the secret she have not told anyone about the success in her marriage with her man. she then took me to the temple of powerful Dr. Ugo Wonders whom i met and explained my problems to. he promised to help me because of my aunt. i trusted his words and provided him with the materials needed to help me get my ex back and to my greatest surprise, after 48 hours of casting the spell, my Ex cam back on his knees begging for me to forgive him. i was shocked and surprised at the magic. we are happily married now and everything is working fine with us.I promised Dr. Ugo that i will never keep this a secret because he brought back my life and my world and that i will hare my testimony to the general public.
      My advice goes to any one out there who is emotionally depressed or having any similar relationship problem, to contact Dr. Ugo wonders the ultimate spell caster via his direct email generalspelltemple@gmail.com or call his temple line on +1 386-336-9876 he is the best in Florida....



      MY EX IS FINALLY BACK TO ME

      I was so depressed when my ex left me for another woman. it made me felt like i was not relevant and my heart and love life was seriously destroyed. i could not concentrate in anything i was doing. i went online and searched for help but could not find any genuine spell caster until i went to Ocala Florida to visit my aunt to ease the depression and loneliness. when i got to Florida, i explained to my aunt who then felt pity for me and told me the secret she have not told anyone about the success in her marriage with her man. she then took me to the temple of powerful Dr. Ugo Wonders whom i met and explained my problems to. he promised to help me because of my aunt. i trusted his words and provided him with the materials needed to help me get my ex back and to my greatest surprise, after 48 hours of casting the spell, my Ex cam back on his knees begging for me to forgive him. i was shocked and surprised at the magic. we are happily married now and everything is working fine with us.I promised Dr. Ugo that i will never keep this a secret because he brought back my life and my world and that i will hare my testimony to the general public.
      My advice goes to any one out there who is emotionally depressed or having any similar relationship problem, to contact Dr. Ugo wonders the ultimate spell caster via his direct email generalspelltemple@gmail.com or call his temple line on +1 386-336-9876 he is the best in Florida....

      Delete
  2. If I am doing something like this I sometimes treat myself to cinema tickets or restaurant trip that I can pay for with supermarket points. I know you could just use them as cash but you often get more for your money trying to find some deals. And you get to do stuff without actually spending money.

    ReplyDelete
  3. No and no. I always buy stuff online. It's mostly for the kids and I do pop to the shop quite often. And when you do go to the shop you never going to come out with just milk and bread. Lol

    ReplyDelete
  4. hi guys…. Amazing love spell that work fast
    I was having a great love for the past 7 months I know him for 2 yrs he had all bad habbits but wen he got interest over me he left evrythg jus for me and just to be happy he took care of me like my mother.. I was very much blessed the problem was I had three family frd (boys) I am very close to them…. my boy didn’t like me talking to those boys he didn’t tell me tht first he was always afraid that I would leave him… so he kept his fear inside his heart and was worrying a lot.. fa 4 months now wen I came to know tht he zz hving this feari decided to stop talking with everyone, but my boy is telling me tht he lost his pure love on me.. he is telling me tht he loves me but not like before I begged him very badly… for 8 days I cried and begged him….. v both are very close…. v are mutually into evrythg even sex…. now he zz telling tht he is tired of fear and he can’t be like before frdzz what should I do? what should I do to get him back? plz tell me i found online who help me to get back with my boy again he is back to me again with his real pure love all thank to Dr happy the real spell caster who help me out when i was in pain and tear plz contact him http://happyspelltemple.webs.com/ for more details email.....happylovespell2@gmail.com or add him on whats-app +2348133873774

    ReplyDelete
  5. hi guys…. Amazing love spell that work fast
    I was having a great love for the past 7 months I know him for 2 yrs he had all bad habbits but wen he got interest over me he left evrythg jus for me and just to be happy he took care of me like my mother.. I was very much blessed the problem was I had three family frd (boys) I am very close to them…. my boy didn’t like me talking to those boys he didn’t tell me tht first he was always afraid that I would leave him… so he kept his fear inside his heart and was worrying a lot.. fa 4 months now wen I came to know tht he zz hving this feari decided to stop talking with everyone, but my boy is telling me tht he lost his pure love on me.. he is telling me tht he loves me but not like before I begged him very badly… for 8 days I cried and begged him….. v both are very close…. v are mutually into evrythg even sex…. now he zz telling tht he is tired of fear and he can’t be like before frdzz what should I do? what should I do to get him back? plz tell me i found online who help me to get back with my boy again he is back to me again with his real pure love all thank to Dr happy the real spell caster who help me out when i was in pain and tear plz contact him http://happyspelltemple.webs.com/ for more details email.....happylovespell2@gmail.com or add him on whats-app +2348133873774

    ReplyDelete
  6. Amazing love spell that work fast. my husband is the love of my life and I’ve always been attracted to him. we’ll be married 17 years this june. recently I found out he was having an affair with another woman for about a few months. I was devastated. i honestly didn’t think he was capable of that. At first when i confronted him he was sorry and said he still loved me and wanted to work things out. that they were just friends messing around but he’ll stop. I found it strange though that he wouldn’t cut him off even after I asked him to. eventually i caught him again messaging each other and he basically made up his mind that he’s not happy in our marriage and wants to be with his girlfriend. i was crushed… i hope I’ll get over this. the pain really really sucks like a part of you is lost. It’s the whole “I love you but not in love with you thing”. i’m pretty sure he’s gonna want a divorce soon. we also have 2 kids and it’s tearing them apart:i have been crying all my life hoping my husband could change for good i love and adore my husband coz he mean the whole world to me, i have ask for help from different places but all they do is take my money with out any good result i was so frustrated that i was about to give up on him and fight to accept that he is gone forever. one very good morning i was chatting with a friend of my on facebook there i come across this amazing and wonderful testimony on how a lady got her ex back save her marriage with the help of love spell, generated and cast by Dr happy i was so very happy to see the good work of this spell caster so i directly and urgently email him, do all he ask of me and today by his power i can testify that my husband is back home again with out signing the divorce paper any more he really show me that there is a second chance in life am so very happy to have my husband back if you have any similar problem as my, fine it difficult to get pregnant, get your ex back and fix your broken marriage contact him.................... happylovespell2@gmail.com or add him on whats-app +2348133873774

    ReplyDelete

Thank you so much for taking the time to leave a comment. I love reading them all and will try my best to answer all of your questions. If you would like to contact me for a quicker response please feel free to tweet me at (@ohsoamelia_blog) or email me. Kerry