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8 Ways To Start Saving This Year



Christmas has been and gone, our bank accounts are pretty grim and you're wishing you hadn't done your Christmas shopping the week before Christmas. But there's no point dwelling over it now! There are many ways that you can save a bit of money over the year and I thought I would share some tips with you on how you can start saving now! 

1. Start saving for Christmas now

Get out in those January sales and stock up on cheap wrapping paper, decorations, Christmas cards, reduced offers on toys. These will all keep for next Christmas. You can cut down your Christmas by half doing it in advance this way. You could also set up a separate account and transfer a set amount each month as this will save you from doing all your shopping on one months salary at Christmas. 

2. Get tax back

Find out if you are owed a tax rebate. If you have paid too much tax in the last few years you may be entitled to a tax refund. There are also many other ways to reclaim, if you wear a uniform you may be entitled to a refund. 

3. Points cards

Save money through out the year with store reward cards, for example Tesco club card, you could save up all your vouchers all year round and that will pay for your Christmas shop in December. Also Boots and even nectar card are great to have for extra savings and helping towards Christmas presents.

4. Switch energy provider

It's worth checking your gas and electricity options every year as you can save £100's by switching and some even give you money back. It's definitely work taking a look on the comparison sites such as Uswitch and gocompare, sit down one evening and work out how much you can save. You will be surprised and wish you had done it sooner.

5. Change your mobile price plan 

Again, another bill worth checking to see whether you are paying too much and if you can cut down the costs. If you are on a pay as you go see if it would be cheaper going pay monthly especially if you spend a lot on topping it up. If you are pay monthly see you can get a cheaper deal with another provider. Analyse your mobile phone bills over a few months and find out how you call, text and use the internet data usage and you could change price plans saving you more money each month. 


6. Never auto renew your insurance

I used to be so bad for this simply because it was easier not to have to deal with any paperwork and I'd know that my payments would continue. If you auto-renew your car and home insurance, STOP! By doing this you are wasting a fortune! You can save a lot of money by changing insurance companies and it will only taking you a few clicks of a button. Take a look at a few combined results from comparison sites to find the cheapest price. I did this for the first time last year and I actually saved a further £300 a year just by switching car insurance companies. Different companies work out their policies different so it's always work checking to see if you're able to save some money. 

7. Get selling


Need to make room for all your new Christmas presents? Flog your unwanted items on eBay, or even at a car boot sale. Also dish out any old mobile phones and get them on sites like Mazumba where you can get some money back by recycling them. I recently got £150 for my old iPhone.

8. Slash your food bill

By cutting down on your food shop you can save a lot of money in the long run. You can even cut it down by half if you really try. Here I show you how I managed to cut mine down. 

Do you have any tips to share? 

Here are some more ways to save money over the year:


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23 comments

  1. I find doing shopping online saves loads! There are no temptations! If you book a slot as early as possible, you can get the delivery really cheap, if not free!
    Michelle x
    A Family Chatter

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  2. Like Michelle, I also find shopping online to be cheaper than if I go to do it in store, as well as making a list. I find even when I go in store and have a list, I still tend to deviate from that. Also, don't go food shopping when hungry!!
    Having a set budget for each month helps us to save money too, but its important to keep a track of that or it can end up a mess - we just use Excel - it works well for us.
    :-)
    Bits & Bobs

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  3. Collect vouchers and store loyalty points, they can really add up to a saving. x

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  4. I've got loads to put on eBay, it's just finding the time :)

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  5. ohh fab advice, i always sell stuff if i dont need them. x

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  6. When shopping, don't automatically go for branded items - in most cases shop own brands are fine and cost less.

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  7. Always check if there's a voucher available when buying things online :-)

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  8. What a blog i had never ever found successful useful blog atleast about online shopping site. I would like to appreciate the effort you people are mail to full fill readers requirements. i would also like to share we at Whaaky(Dot)com also provide mind blowing leads for a variety of products with a great discounted prices. Visit us at Whaaky(dot)com and grab the opportunity to buying a variety of at cheap and discounted price.

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  9. Great blog !! i already do most of your tips and when i do go groceries shopping in a shop and not online i take a list and stick with it :-)

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  10. I read moneysaving websites, do competitions, and get freebies and coupons to do my shops and find discount vouchers and codes before i do my shops.

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  11. I try to watch what I spend on food and use coupons etc all the time, I only buy what I need and try not to take the children with me as I'm a bit of a sucker for "Muuumm can I have) lol Great blog thanks x

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  12. Great tips, I try to buy a present a month through the year to ease the load at christmas

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  13. Great advice...I always use cashback sites such as Quidco or topcashback when ordering online :)

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  14. Great advice. Just struggle to find the time to eBay. Need to be more dedicated!

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  15. Great advice. Just struggle to find the time to eBay. Need to be more dedicated!

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  16. Some great advice here, thanks. Funnily enough just seen someone on facebook talking about the auto renew insurance thing today. She has saved £500 with one phone call and hasn't even changed providers!

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  17. LOVE SELLING ON EBAY! @sallylearning

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  18. Great advice! I love selling on ebay also! A great way to make a little extra cash :)

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  19. I also love online shopping as I can find what I want with no stress and for much cheaper!

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  20. Online Shopping at Ordervenue.com, Consumer Electronics, Home decore, Clothing, Health, Beauty ,Watches, and Latest Mobiles, Home & Kitchen Accessories
    online shopping

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Thank you so much for taking the time to leave a comment. I love reading them all and will try my best to answer all of your questions. If you would like to contact me for a quicker response please feel free to tweet me at (@ohsoamelia_blog) or email me. Kerry