Ever since I moved out of my parents home nearly 4 years ago and into my very first apartment on my own I have always been renting. As much as I would have loved to own my own house it just wasn't possible. I was working away from home and needed somewhere near by to live. I then moved back to Wales a year later when I fell pregnant and we moved into our first family home... again renting. Fast forward two years and we move home again to be closer to work but you guess it still renting.
However with the prices of renting forever increasing you could say it would probably work out more beneficial for us to have a mortgage of our own. I've been told it's always a good idea to take a look at your local estate agents and ask for property booklets to keep you positive otherwise you can sometimes loose track of saving. Many estate agents such as estate agents cambridge can take you on a property viewing or even have open house days.
I have never been one for saving, ever since I started work when I was thirteen in a local country hotel, I have just never been able to save. Of course I can save for something I really wanted to buy like a new laptop, phone or even to go on a shopping spree. But I've never had a savings account. Until more recently that is. I have opened a savings account with my current bank, it's an online one so I can just transfer money over when ever I like and I can see how much I have in there daily.
I have been determined now more than ever to save and put down a deposit on our own house. It may take a few years before we can do this as we would need around £20k for a decent family home but I can definitely see us owning our own home in years to come. Once Christmas is out of the way I am back in the game and will meet my target for the year. I have already saved up a fair bit over the last few months but unfortunately had to dig into it for dreaded car bills, holiday and Christmas presents.
Did it take you a long time to save up for your own home? Or are you saving up like me? I'd love to know!
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