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How To Save Money For Christmas


Christmas is less than 100 days away and I am beginning to think that I should have started my Christmas shopping sooner. I always leave it till the last minute, even though I do write lists and know what to buy everyone months in advance. I always say to myself "Next year, I will save all year round and start buying early on". Of course, this never happens but I will one year. 

Today I am sharing some tips I have discovered over the past year on how to budget and save for Christmas. 

1. Discover options for savings accounts by shopping around and finding the best account which offers the highest amount of interest. I recently found out that by switching my saving accounts I will be saving more in the long run!

2. Why not sign up to cashback sites like Quidco and Topcashback where you can earn money each time you buy a Christmas present or even throughout the year. Cashback sites also allow you to use voucher codes too, so this is great for taking advantage of discounts at the same time.

3. Coupons are a great way of saving money, especially in the run up to Christmas. You can find coupons in your local newspapers, magazines, in store, through the post, and online. They are everywhere! I tend to use the ones I get for Tesco and Boots which come in handy for certain products and offers. 

4. Giving something up is a fantastic way to save some money over a period of time. Why not cut back on that takeaway you get twice a week and only get it once a week. Do you really need that DVD you wanted to buy, or could you lend it off a friend next week? Think of ways to save money where you could easily cut back on or give up something. It's an easy way to save money and you may break a bad habit too, you can then put this money into an ISA account. You can learn about the benefits of an ISA by researching online or even asking at your local branch. 

5. Store cards - Ensure that you are using your Boots advantage card and supermarket loyalty cards in the run up to Christmas as the points can be used to purchase presents or go towards the Christmas food shop. Many also have double points offers so keep an eye out for those too!

6. Sell unused items - Get rid of any items you no longer use or want. This is a great way to get some extra cash before Christmas. I am planning to put up a lot of items on eBay soon especially as we have just moved house and Amelia is no longer using the baby items I have a lot to get rid of! Sell before you buy!

7. This year I will be buying all of my gift cards from Morrisons. They have a Fuel Saver scheme where any gift cards that you buy gives you money off your fuel at every Morrisons petrol station. So for example for every £10 gift card you purchase at Morrisons, they will give you a Fuel Saver coupon of 1p off every litre of fuel next time you fill up. So spending £20 will get you 2p off a litre and £50 gets you £5p off etc. It's definitely worth doing! They have a wide range of gift cards to choose from including Next, Homebase, Itunes, Amazon and B&Q. 

8. If you were to stop smoking today then you could save up enough to pay for most of your Christmas presents or even the whole of next Christmas! For example, if you smoke 20 a day thats at £7+ a packet you could be saving over £200 a month and £2500 a year! That's crazy! 

So, how will you be saving for Christmas? Are you yet to start saving or are you ahead of the game and have all of Christmas bought and paid for?

* This post contains a sponsored link

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44 comments

  1. Great post! I've already started my Christmas shopping and I'm finding it hard to believe that Christmas is so close - where has this year gone?? I tend to get presents each week and by the end of November, the children will have a decent amount of gifts each. You don't notice little amounts going here and there, unlike a MASSIVE chunk of money going in fail swoop. x

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  2. I've already started planning my Christmas gifts but not saving for them necessarily!! Great post!

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  3. Love this! Thanks - so helpful. 100 days... eek! x

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  4. I've already started accumulating a few Christmas presents to try and spread the cost although I'm not necessarily "saving up". I might be putting a few of these tips to use myself!

    Debi x
    http://dibdabdebs.blogspot.co.uk

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  5. I'm planning and buying bits here and there when I see an offer. It all helps.

    Louisa @ My Family & Abruzzo

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  6. I've purchased one Christmas gift. The hard part is that in our house all the kids birthdays are in November so by Christmas time our savings is washed out!

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  7. I always leave everything to the last minute! You are right about cutting down on something. We have a take away once a week and by not having this for a few weeks, we should be able to cover some of the cost of Christmas. Thanks for sharing :-)

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  8. Coupons are definitely great for saving money as well as using store cards. Also, reward sites like Swagbucks are great because you can earn gift cards and paypal cash for simple tasks like watching videos or taking surveys.

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  9. Great tips - less than three months to go!

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  10. I'm like you, each year I say I'll start earlier...so far it's never happened! I'm trying to be more organised this year and your tips will come in handy. Loving the fuel saver deal....will have to go and shop at morrisons.

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  11. amazing blog very useful tips thank u so much for amazing article xxx

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  12. Fab tips, I've been selling old baby toys to raise some money for Xmas pressies x

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  13. I have already started my pressie buying for the two little ones. Started in the summer sales to try and save a few pennies!

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  14. I havent started buying anything this year but luckily with having a new baby, we're going to do photo gifts for lots of presents! xx

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  15. Great tips! I'm trying to start early but not fall in the trap of overbuying!

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  16. Great tips - it will be here in no time!

    @ashlallan

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  17. i save money by re-using pressies, i know some of you may think its bad, but actually it saves a lot of time and space in our storage room (as i only get rid off pressies which we dont like and which are not for us)

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  18. Getting my husband to stop smoking is my current challenge, I keep telling him he can easily get a playstation 4 with the money he'll save! :) That can be his christmas present to himself and everything else he saves can go on the baby!

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  19. I'm a last minute shopper I'm afraid. One day I will change :(

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  20. Great tips hun - I definitely need to - Jack's birthday is exactly 3 weeks before!x

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  21. I make a lot of my Christmas presents so I have to be organised well in advance - I've already planned the knitting, now to get on and do it!

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  22. Thanks for fantastic tips! I buy throughout the year!

    Laura Harris

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  23. I'm always organised for Christmas. It's not exactly a surprise each year is it?
    I'd only ever spend what I could afford though. What a stupid thing to get into debt over. Just buy less!

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  24. I buy gift cards for the points/fuel saver (depending on the offer in my local store) then I use them to buy my Christmas presents with. I also save with Park throughout the year for the Love2Shop vouchers x

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  25. Good ideas, I have already started saving supermarket stamps :)

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  26. I can relate to the next year i'll start early thing, I am trying to make the most of current deals, e.g. argos has a 3 for 2 on all toys at the moment which I know will be gone by the time it is December!

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  27. Great tips thank you! I have sold a lot on ebay to prepare and bought a lot in august and september xx

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  28. Pam Francis Gregory29 September 2013 at 17:05

    Started buying cards in January - They are cheap then!

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  29. I plan from about July for Christmas, which sounds a little OCD but means that I don't have to queue for hours to get cards (bought in Jan!), wrapping (bought at the same time as the cards) and by the end of October my gifts are bought and wrapped by the end of November.
    Spread the cost over the year and it doesn't seem half as bad.

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  30. It makes sense to plan ahead, and every penny counts. As Christmas costs can soon mount up :- cards, gifts, wrapping, food, pantomime, nights out (works, girls) etc. I like to make a list as I find it helps to ensure that I am as organised as can be before the event.

    Rachel Craig

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  31. really helpful times- thank you

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  32. I should probably make cards with all the craft stuff I have lying around - that would save money!

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  33. trading my morning starbucks for a cuppa at home before I leave has saved me some pennies towards christmas shopping already...

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  34. started early this year :) selling old toys helps too x

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  35. Really good tips - going to try some :)

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  36. crumbs! Christmas is coming.. i always leave till last minute
    Dawn Wild x

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  37. Some fantastic tips there and I am happy to say that i am already doing most of them :-)

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  38. I start a lot of my christmas shopping early on, usually while I have money. Having a head start always helps I think :)

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Thank you so much for taking the time to leave a comment. I love reading them all and will try my best to answer all of your questions. If you would like to contact me for a quicker response please feel free to tweet me at (@ohsoamelia_blog) or email me. Kerry