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*5 Simple Ways To Budget as New Parents


You've just given birth and all you've heard about the last 9 months of your pregnancy is how expensive having a baby really is and you will need to save money. Well it doesn't get much easier from here I'm afraid. Having a baby is the most wonderful, rewarding experience however it does come at a cost. One which is worth it of course. However as a new parent unless money is no object you will need to learn how to budget. Something that I am still struggling to come to terms with. First of all budgeting software can be really helpful, but here are some tips that I have put together on ways that you as a new parents can budget and still afford to put dinner on the table or even have that delicious takeaway every once in a while.

1. Shop around for deals online - Seriously this something I'm guilty of, if I am looking for a baby toy I will Google it or look on Argos without giving it a second thought I will pay however much the first website that comes up. Where as to save money I should shop around and do some research to find the cheapest deals. 

2. Look in the Sale - Shop in the sale section when buying baby clothes, you can get some super cute clothing which won't cost you much at all. Keep an eye out for sale promotions both in store and online  like this one for instance with a Further 20% off the Mothercare sale. It may not seem like a lot at the time but it all adds up and you could even put aside the amount you would of spent in a money tin.  This goes for the supermarket reduced section too, most of the stuff is going out of date that day which would be perfect for dinner that evening. Most of them are reduced to a 1/3 of the the original price which is a bargain! I am a sucker for just paying full price for things but this is something I will definitely start doing. 

3. Plan your meals for the week - This is something I have only recently started doing as I had a habit of buying everything in the supermarket and wasting it at the end of the week because it had gone off. I now make a note of meals for the week and what I will need for each meal. I have noticed a massive decrease in the total bill at the checkout. 

4. Keep an eye out for offers such as Half price Pushchairs at Kiddisave throughout the year, usually after Christmas is a good time and also before the summer and shops are looking to restock new products. Even pop into shops where you are thinking of buying baby products from and asking when their next big sale is so you can get in on the deals first. 

5. Forget the luxuries - Long gone are they days where you can treat yourself to that new handbag or pair of shoes once a week, or a Chinese takeaway three times a week, you now have responsibilities and need to budget to keep your family with a roof over your head. Of course you can treat yourselves every once in a while but you need to prioritise what is actually a nessesity and what's just a luxury that you can actually do without. I admit, I am really bad at this, I have always been one to treat myself and didn't really think about money. Now I am slowly realising I need to stop buying crap that I don't actually need, however I would much rather buy Amelia new toys and clothes so it's a win win situation.

Those are some of the ways I've learnt to budget as a new parent, do you have any suggestions on how a new parent like myself can budget?


Kerry 


* This post contains a sponsored link. Read my disclaimer here

89 comments

  1. A very interesting read. My main tip would be sign up to your local freecycle group. As babies and children grow older, many parents are offering baby/children items that they no longer need.

    I grew up in an age where most things I wore was handed from my older family members. There are so many resources out there from charities shops to local mummy groups that can really save you when on a budget.

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  2. Great tips. I'd suggest eBay as well to help bring in a little bit of extra cash! :)

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  3. Lovely post, I feel you summed it up well by saying its about prioritising your money treats are never out of the question just once in a while. Im sick to death of seeing mums and dads walking around in designer this and designer that and I bet theymoan about debt ! In fact I jnow they do because I work with someone like that lol. Fantastic post !

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  4. Lovely post, I feel you summed it up well by saying its about prioritising your money treats are never out of the question just once in a while. Im sick to death of seeing mums and dads walking around in designer this and designer that and I bet theymoan about debt ! In fact I jnow they do because I work with someone like that lol. Fantastic post !

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  5. Some great tips, particularly the meal planning. We too are awful for buying so much food that most of it ends up in the bin. We find when we plan meals there's far less waste, plus we can freeze excess for those days when we don't fancy cooking but can't afford a takeaway!

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  6. I agree with all your tips. Also trying to get discount codes to help with online purchases

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  7. Good tips - I'll pass this on to my hairdresser who is expecting her first baby.

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  8. Super tips,I never plan what I need to buy but have started to do this only recently-what a difference to my wallet!

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  9. I like a lot this post. We are also new at this, and we do mostly like this.
    Thanks for sharing

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  10. Great tips and brilliant blog

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  11. Great tips. I really need to start looking at money better, especially with josh!! Things get expensive!! xo

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  12. Planning for meals is definitely a good point - and don't go food shopping hungry!

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  13. I did all of this minus the meal planning! Good idea!

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  14. We've been doing 3 + 5 - saving a small fortune!

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  15. I think you've summed it up fairly well. I tend to do my supermarket shop online as you can search various sites for the best deals!

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  16. This is useful advice for everyone!! I make big meals on my days off and then we always have something to eat in the freezer. We never buy ready meals because I can cook things that taste much better at a fraction of the cost!

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  17. Nice tips, good way to save some cash.

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  18. Kirsten Barthy27 May 2013 at 15:34

    don't just buy branded goods - i.e. Aldi or ASDA own nappies seem to be better quality than pampers and are much cheaper

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  19. Great ideas - I'd also say take lots of advice about what you actually need at every stage as opposed to what shops etc. try to convince you that you need.

    Hazel Rea - @beachrambler

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  20. Great advice! I just sent this to my sister since she is expecting twins. :)

    The Grass Skirt

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  21. great post - I reckon most baby stuff can be bought for half price

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  22. I always shop around online, I do the majority of my shopping online and find tis the easiest way to save money. If I go onto shops I end up buying things I don't need

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  23. remember all the sites that you can buy great used stuff from eg preloved, netmums, gumtree and of course sell on.

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  24. Thanks, some great ideas there.

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  25. Having a baby is sure to take up all your extra pennies, so any ways to save a few is great :)

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  26. Rachael Cunliffe27 May 2013 at 20:39

    Use a sling and cloth nappies, both can work out much cheaper than their counterparts (and talking tot a cloth nappy advisor and going to a sling meet can help you get ones that suit you from the offset! I run a sling meet and do it alongside a cloth nappy advisor so I am a touch biased!)

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  27. I was going to say freecycle, but someone beat me to it. How about a swapsie group with local mums? (bev_metallica on Twitter - google won't let me log in)

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  28. collecting rewards points , also helps

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  29. Advice worth heeding, it certainly is expensive being a parent these days.

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  30. If you join all the baby clubs and sign up to pampers etc then you can get lots of money off vouchers :)

    Hele

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  31. Some great ideas here, thanks for sharing!

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  32. Some great tips. Thanks for the advice.

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  33. great ideas and advice must get into habit of meal planning

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  34. Fantastic post. Babies go through things so quickly, it's crazy to spend any more money than you have to.

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  35. love the post! i only ever buy what i need as you can spend and spend forever as they grow so quickly x

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  36. yep im with you.. i also check online regularly for the latest freebies and coupons/vouchers.. always saves a few pennies :)

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  37. it's so difficult, thanks this is really helpful!

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  38. Look at own brand toiletries for baby and you. I love Tesco Baby bath..even I use it. Smells gorgeous, is so soft and is pennies. Along with the baby lotion.
    Don't automatically look at Johnson's thinking getting anything less is letting your baby down. It isn't.

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  39. Food planning is graet - it saves you having to pop down the shops and ending up spending a whole lot morething you forgot a

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  40. gr8 competition - hope i win £40 boots voucher.

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  41. Brill tips..and I cut my food bill down by £30 this week by planning

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  42. I always shop around... But I spend so much looking for the best deal that I get bored and give up... I also look around for discount codes when ever I'm at check out on line and there is a box asking if I have a code!

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  43. excellent advice. I buy things in bulk that are non perishable that I know we'll use and make use of cheap shops such as Home Bargains and Poundland.

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  44. Great tips. I'm always trying to look for new ways to save money.

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  45. Really useful tips, although, one budget differs greatly from another.

    These are very realistic though.

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  46. What great tips! I definitely agree with most of them!

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  47. Car boot sales! You can pick up so much stuff for new borns at less than half the retail price! For my eldest I got everything for less than £200 - clothes, pram, cot etc.

    My best buy was the Graco travel system I bought for my son - it retailed at £379.99, I picked it up for £50 - and that was brand new (ex-display).

    So many parents buy too many clothes for their baby which they don't get to wear as they grow so fast.

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  48. Some great tips in the article and the other comments. We sold a lot of stuff on Ebay when our kids had grown out of them and used the money we made to buy new stuff on Ebay. We've had 2 entire Chrstmases from Ebay!

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  49. you can save lots of money with ebay, i bought a cot there for 5 pounds

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  50. I find using those kind of tips, you can manage to get loads of good deals, my kids have a lot but i get it all as bargains

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  51. interesting tips, me an my hubby already on a saving trip even though we dont have baby yet

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  52. we always compare prices, great tips!

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  53. More great advice from you. The meal planning makes life so much simpler.

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  54. I am so going to be taking note of these tips!

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  55. great tips! places like gumtree and facebay on facebook are great for picking up cheap things!

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  56. Really great ideas, thanks!

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  57. Great tips, small changes can make a big difference to your bank balance :) x

    Emma
    Handbags To Change Bags - Mummy & Lifestyle Blog

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  58. Great ideas. My tip would be to work out how long you would use something and then decide whether to buy new or used/borrow. If you are only going to need it for a short time, other people will only have used theirs for a short time, making nearly new a good option as the condition will be excellent from such short use.
    Also, KEEP EVERYTHING if you have storage room. My daughter gets great pleasure dressing her little one in 'vintage' dresses - little hand smocked dresses from her own childhood which I lovingly kept. I also have an attic full of toys which are in excellent quality.

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  59. I shop around for everything and rarely pay full price. However, I don't meal plan and this is something I really should start doing with food prices being so high these days x

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  60. I always buy big purchases online through a cash back site. Then this cash back goes towards buying a treat for the whole family.

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  61. very good advice given. With the internet nowadays it is easier to look around for bargain deals

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  62. Great suggestions, and even more in the comments too thank you :-)

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  63. Great post - I have become much more of a bargain hunter since having kids!

    @ashlallan

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  64. I'm always looking for ways to save money, some good tips here, thank you.x

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  65. I buy lots of items going through Nectar or Topcashback - nice little bit of money back or towards the food shopping.

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  66. I already do some of these things but some others I shall definitely try x

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  67. great tips. we all need to save money!

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  68. Planning meals is definitely a great idea, it saves so much money!

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  69. Start collecting coupons for napPies, food etc and ideally combine these with special offers - saves a few quid every month

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  70. Great advice. Its surprising how much we spend on things we could easily do without. I always ask myself - do I really need this or do I just want it?

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  71. Just remember that babies don't know if they have something that costs fortunes, or something bought in a charity shop (and cleaned well, of course).
    Stop 'keeping up with the Jones') and just look after the important things. Food, shelter, comfort and lots of love!

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  72. We have found meal planning to be really helpful - we have also saved by shopping online. Despite a small delivery charge I find that it is easier to find the best offers and prices (and plan meals to fit them)and we don't pick up unnecessary extras so overall we save money.

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  73. Brilliant tips :) I have 6 children (5 under 7) and budgeting is something that I've had to get the hang of. It's far harder then I thought tbh x

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  74. Really great advice here and some useful tips to take away. I recently read that the cost of raising child (to the age of 18) in UK increased to nearly £150,000! http://www.theguardian.com/money/2013/aug/19/cost-raising-child-uk-increases and that to put your child through university and supported till 21 costs 218, 024 https://www.fidelity.co.uk/investor/isa/junior-isa/cost-of-raising-child-calculator.page So anything I can save would be great, and I will be sure to take these tips on board. Although I am awful at planning meals, tried the online weekly food shop for a while but ended up eating everything in the first couple of days. Will make a note of meals and try and stick to them.

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  75. I found your blog when I was looking for a different sort of information but I was very happy and glad to read through your blog. The information available here is great. . I know something information, to know you can click here making money on ebay .

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  76. A very interesting post. I must say your planning is really nice. thanks for sharing wonder & cute post.

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Thank you so much for taking the time to leave a comment. I love reading them all and will try my best to answer all of your questions. If you would like to contact me for a quicker response please feel free to tweet me at (@ohsoamelia_blog) or email me. Kerry